Pro Tip: Paying to mobile number uses P2P (person-to-person) mode, which often has higher limits (up to ₹1L daily) and bypasses merchant restrictions. Ensure your UPI app supports mobile number payments.
Scan this QR code with any UPI app to pay the amount to the mobile number.
UPI Error Troubleshooting
Select your error for quick fixes:
Error
Causes
Solutions
Exceeded Bank Limit / Cannot Pay More Than ₹2000
Aggregated daily cap (₹1L), per-txn limit (e.g., ₹2K for RuPay cards or P2M), KYC pending, first-txn flag
Switch to P2P mode (mobile number helps), switch apps/banks, wait 24h, re-verify KYC, test ₹1 self-txn, check if using RuPay card (limited to ₹2K/24h for small merchants)
Insufficient Funds
Low balance (incl. holds)
Check bank app balance; add funds via NEFT
Incorrect PIN
Typos in entry
Double-check; reset PIN in bank app
Technical Glitch/Server Down
Bank/NPCI outage
Check downdetector.in; retry in 10-30 mins; alt app
Poor Network
Weak signal
Switch WiFi/4G; disable VPN
Transaction Timeout
Slow PSP response
Increase app timeout; use QR over deep link
Invalid UPI ID / Mobile Number
Unlinked payee or wrong format
Confirm mobile number is UPI-linked; try adding @upi if needed; contact payee for alt
Security Block
Unusual device
Clear cache; re-login; contact bank
Special Char Txn ID
Invalid chars (2025 rule)
Update app; avoid beta versions
Mandate/Pending Auth
Unapproved recurring
Approve in SMS/bank app
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